As a foreigner in Thailand, you may wish to open a bank account in the country to accommodate your financial needs or investment portfolios. You may therefore wonder whether you can open a bank account in Thailand and what types of accounts are available to you.
There are two main types of bank accounts offered to foreigners, depending on their resident status in Thailand: a resident bank account and a non-resident bank account. This article will touch on the main differences between these account types and some other relevant conditions.
A resident bank account is, in theory, one owned by a person residing in Thailand for regular use within Thailand, while a non-resident bank account refers to one owned by a person having no presence or residence in Thailand.For the purpose of a resident bank account, Thai residence can be proved by a permanent residence permit or a valid work permit in Thailand.
In principle, a foreigner who has no proof of residence in Thailand can only open a non-resident bank account; however, some Thai-based banks may, depending on their internal policy and discretion, accommodate requests from non-resident customers in opening a resident account with no proof of residence.Multinational banks tend to be stricter in selecting and screening customers, and most do not allow foreigners to open a resident bank account without proof of residence in Thailand; they allow only a non-resident bank account.
via Bangkok Post : Banking in Thailand: Resident or non resident account?.
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