# Ant International Highlights Democratising AI and Strengthening Trust in 2025 Sustainability Report

- Link: https://www.thailand-business-news.com/pr-news/ant-international-highlights-democratising-ai-and-strengthening-trust-in-2025-sustainability-report-2
- Published: 2026-05-12T18:23:00+07:00
- Author: PR Newswire

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 ◦ With the inclusion principle integrated into main innovation projects, Ant International
   now links** 2 bn user accounts **with** 150 mn merchants** through multi-layered
   partnerships, provides **global account services **to** 1.6 mn SMEs,** and helps**
   over 30 mn underserved businesses and individuals **access quality credit**. **
 ◦ As its **global payment**, **global account** and **embedded finance** services
   expand rapidly, it is accelerating investments in **compliance capabilities and
   advanced security technologies** to tackle evolving regulatory and risk environments.
 ◦ From basketball courts in New York to marine protection in Java Indonesia, we
   build extensive partnerships to **protect the environment and empower local communities**.

SINGAPORE, May 12, 2026 /PRNewswire/ — Ant International, a leading global digital
payment, digitisation and financial technology provider, today published its 2025
Sustainability Report, the 2nd since the Company began independent operation.

[⌊Ant International publishes its 2025 Sustainability Report, with a continued focus
on its 6Ts Sustainability Framework (Travel, Trade, Thrive, Tech, Talent, Trust).⌉⌊
Ant International publishes its 2025 Sustainability Report, with a continued focus
on its 6Ts Sustainability Framework (Travel, Trade, Thrive, Tech, Talent, Trust)
.⌉[
Ant International publishes its 2025 Sustainability Report, with a continued
focus on its 6Ts Sustainability Framework (Travel, Trade, Thrive, Tech, Talent, 
Trust).

This is also the first year Ant International integrated sustainability metrics 
into the management’s performance evaluation framework. As **Eric Jing, Chairman****
of Ant Group and Ant International **said, **"Accountability must be structural,
not aspirational. When sustainability outcomes are valued as much as revenue growth
or operational efficiency, the whole organisation is more likely to align accordingly-
just like how it might work with entire economies."**

In the Company’s **6Ts Sustainability Framework (Travel, Trade, Thrive, Tech, Talent,
Trust),** **Inclusion** remains the critical objective. **"Our success relies on
our ability to innovate for small businesses and emerging markets to thrive above
social and technological shifts. Doing great by doing good should be our strategic
differentiator,"** said **Peng Yang, CEO** and **Douglas Feagin, President **at 
the Report’s launch.

 ◦ _Alipay+_ and _Antom_, the Company’s **Global Payment** pillars, now connect 
   2 bn user accounts globally to over 150 mn merchants. This vibrant ecosystem 
   of interoperability links up more than 10 national QR systems and supports 300
   + payment methods in over 220 markets, including all card schemes, and 50 digital
   wallets, bank apps and BNPL apps.
 ◦ Beyond payment, _WorldFirst_ and _Bettr_, our **Global Account** and **Embedded
   Finance **services, support over 1.6 mn SMEs and provide credit access to 30 
   mn MSMEs and underserved users, integrating new AI and blockchain capabilities.
 ◦ The inclusion metric was built systemically into major innovation projects, for
   instance, more SME-friendly agentic payment and AI commerce tools, AI-as-a-Service
   platform for emerging markets, and the EPOS SME AI solutions.

**"We will continue to double down on responsible innovation and collaboration to
achieve our shared vision: a more inclusive, prosperous, and trustful global economy,"**
said Yang.

[⌊Ant International strengthened focus on innovation and collaboration to drive 
inclusion and trust.⌉⌊Ant International strengthened focus on innovation and collaboration
to drive inclusion and trust.⌉[
Ant International strengthened focus on innovation
and collaboration to drive inclusion and trust.

In 2025, Ant International’s sustainability work focused on** 3 priorities **across
the **6T arenas**:

**1. Democratising FinAI for SMEs and Emerging Markets**

Ant International rolled out various AI tools to ensure emerging markets and SMEs
need to be able to leverage AI without massive infrastructure or capacity investments.

**Payment AI & Agentic Commerce : **

 ◦ **_Antom Copilot 2.0 _**completes payment integration, onboarding, risk and chargeback
   resolution in secure, automated workflow.
 ◦ **_Antom Agentic Payment Solution_** enables AI agents to securely initiate and
   complete card- and APM-based transactions in a pioneering payment mandate model.

**FinAI Capacity Building:**

 ◦ **FinAI-as-a-Service platform, the GenAI Cockpit** gives toolkits to fintechs,
   such as Malaysia’s _TNG eWallet_, and _easypaisa_, Pakistan’s first digital bank,
   to build flexible and autonomous AI commerce solutions, from customer-service
   assistants to sales copilots.
 ◦ **Custom-made agentic AI assistants **such as **Alipay+ Voyager, **an agentic
   AI travel companion embedded in super apps.
 ◦ **Open-sourced AI FX solution **delivers FX forecasts with up to 93% prediction
   accuracy across complex, volatile currency markets.
 ◦ **_EPOS360_**, an AI-powered SME operation and financing platform, rolls out 
   in Southeast Asia.

**2. Enhancing Compliance and Technology Foundations of Trust**

The Company invested heavily in 2025 on technologies and partnerships on **AML and
security**.

 ◦ **SHIELD 3-in-1 Transformer model, **supported by 7 bn parameters, identifies
   high-risk transactions with over 95% precision, while raising payment success
   rates by up to 13.5%.
 ◦ **Digital Wallet Guardian** **Partnership **shares risk tech, anti-fraud and 
   funds protection solutions among wallet partners to protect consumers and merchants.
 ◦ The Alipay+ **Privacy Enhancing Technology (PET) programme** was cited by Singapore’s
   Personal Data Protection Commission in its practical guidance for industry application.

Meanwhile, advanced technology application must be harnessed by rigorous **compliance
standards and practices**. In 2025, we further expanded: 

 ◦ Our **Risk Management Committee mechanism, **which implements a comprehensive
   risk governance framework from the corporate down to the ground unit level.
 ◦ Our **3-layered Anti-Money-Laundering programme** is anchored in a global baseline
   of minimum control standards to ensure consistency and integrity across all markets.
   We also use AI-powered risk detection and security review tools to improve accuracy
   and efficiency.

The Company plans to accelerate investments in global and local compliance capabilities
to meet evolving regulatory and risk environments.

**3. Digitalising Public Participation to Drive Social Impact **

In 2025, working with partners from New York to West Java, our people started new
grassroots efforts to support youth, environment and community projects with digital
expertise. 

 ◦ As the **Innovation Partner for Sustainability of the New York Liberty**, _Alipay
   +_ began supporting **_New York Liberty_****, the WNBA champion team **on Liberty
   Sneaker Drives for underprivileged groups, Math Hoops project to build youth 
   skills, and Threes for Trees project in NYC and Brooklyn.
 ◦ **_AlipayHK_** launched a main digital channel for charity fundraising after 
   the Tai Po fire, raising HK$200 million from 450,000 super app users in first
   three days.
 ◦ **_Ocean Buddy_****, an in-app mini-programme for whale-shark protection **in
   Indonesia, was launched in collaboration with _DANA_ and _Konservasi Indonesia_,
   leveraging gamification to connect users’ everyday digital activities to marine
   protection.
 ◦ **_10×1000 Tech for Inclusion_****, **a joint initiative with the International
   Finance Corporation (IFC) and over 50 global partners, has certified 9,504 since
   2018, 55% of whom are women.

"Sustainability is increasingly becoming our primary driver of responsible innovation,"
said **Leiming Chen, Chief Sustainability Officer** of Ant International, "we will
work together to ensure that as we expand globally, our progress remains inclusive,
measurable, and impactful for the communities we serve."

Find the full Report on our website: [www.ant-intl.com](http://www.ant-intl.com/)

**About Ant International**

Ant International is a leading global digital payment, digitisation and financial
technology provider. Through collaboration across the private and public sectors,
our unified techfin platform supports financial institutions and merchants of all
sizes to achieve inclusive growth through a comprehensive range of cutting-edge 
digital payment and financial services solutions. To learn more, please visit [https://www.ant-intl.com/](https://www.ant-intl.com/)

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