# Ant International's Agentic Mobile Protocol Rolls Out Globally with Wallets and Acquirers; Initiating Collaboration on KYA Interoperability Framework with Mastercard and Visa

- Link: https://www.thailand-business-news.com/pr-news/ant-internationals-agentic-mobile-protocol-rolls-out-globally-with-wallets-and-acquirers-initiating-collaboration-on-kya-interoperability-framework-with-mastercard-and-visa
- Published: 2026-09-11T11:56:00+07:00
- Author: PR Newswire

◦ _With payment leaders accelerating adoption, the Alipay+ ecosystem — with 50+
   mobile payment partners, over 10 national QR schemes and serving over 2 billion
   consumer accounts — is evolving into the world’s largest agentic payment network
   for mobile commerce._
 ◦ _During Phase I in 2026, AMP partners up with 10 leading Alipay+ digital wallets
   that together serve 1.5 billion user accounts, as well as 7 leading acquiring
   partners including Adyen, Allinpay, Checkout.com, Fiserv, Global Payments, Nuvei,
   and Worldline._
 ◦ _Ant International, Mastercard, and Visa have begun collaboration on a Know-Your-
   Agent (KYA) interoperability framework, designed to help __card networks, digital
   wallet ecosystems, agent platforms and marketplaces streamline agent onboarding
   and identification across networks__, __based on shared principles_ _while preserving
   each network’s own verification and decisioning processes._

SHANGHAI and SINGAPORE, Sept. 11, 2026 /PRNewswire/ — As Ant International builds
out its [Agentic Mobile Protocol (AMP)](https://amp-protocol.io/#/home) with deeper
interoperability and open-source initiatives, fintech and payment leaders are deploying
the protocol globally at an accelerated pace, to enable trusted agentic transactions
in large-scale commercial scenarios. 

**Towards building the World’s Largest Agentic Payment Network**

The AI economy is built on the ability of the financial industry to ensure AI agents
interact to make decisions and execute transactions end-to-end for consumers and
businesses, securely, smoothly and with full authorisation across all payment rails,
especially in prevalent mobile payment scenarios through QR scans, card swipes or
phone taps.

Launched in April 2026, the AMP is an open payment protocol built by Ant International
for digital wallets, super apps, smart devices, and other mobile interfaces to enable
payments executed by AI agents. Today, adoption is rolling out across Ant International’s
Alipay+ ecosystem, a mobile payment network serving 50+ mobile payment partners 
and over 10 national QR networks, connecting 150 million merchants to 2 billion 
consumer accounts globally.

In Phase I, the following partners will work with AMP to advance their own agentic
commerce strategies:

_Phase I Wallet partners:_

10 Alipay+ mobile wallet partners will support AMP in their own agent security architecture
in Phase I. They are:

**Alipay (China), AlipayHK (Hong Kong SAR, China), DANA (Indonesia), GCash (Philippines),
KakaoPay (South Korea), MPay (Macao SAR, China), TNG eWallet (Malaysia), TrueMoney(
Thailand), Toss (South Korea), and Starryblu (Singapore) **

_Phase I Acquiring partners: _

**Adyen, Allinpay, Checkout.com, Fiserv, Global Payments, Nuvei, and Worldline **

[⌊Ant International's Agentic Mobile Protocol is rolling out across the global mobile
payment ecosystem⌉⌊Ant International's Agentic Mobile Protocol is rolling out across
the global mobile payment ecosystem⌉[
Ant International’s Agentic Mobile Protocol
is rolling out across the global mobile payment ecosystem

**Cross-Sector Partnership on Trust with Card Networks, Monetary Authority of Singapore**

Building a truly global, inclusive infrastructure for agentic commerce calls for
cross-sector and public-private collaboration on trust and governance mechanisms.

Ant International, Mastercard, and Visa have begun collaboration on a Know-Your-
Agent (KYA) interoperability framework, designed to help card networks, digital 
wallet ecosystems, agent platforms and marketplaces streamline agent onboarding 
and identification across networks, based on shared principles while preserving 
each network’s own verification and decisioning processes.

Building on the [Safeguards for Agentic Finance at Runtime (SAFR) framework](https://www.mas.gov.sg/news/media-releases/2026/mas-partners-industry-to-develop-safeguards-for-ai-agents-in-finance),
Ant International, Mastercard and Visa will collaborate through BuildFin.ai to advance
common approaches for AI agent verification, accountability and risk management 
across payment ecosystems in Singapore. BuildFin.ai is an industry platform convened
by the Monetary Authority of Singapore (MAS) to bring together financial institutions,
technology providers and researchers to develop and scale responsible AI solutions
for financial services.

The effort aims to support secure and scalable agentic commerce, enabling AI agents
to operate safely and reliably across payment ecosystems while maintaining strong
safeguards for consumers, merchants and financial institutions.

To maximise industry co-building, AMP is now officially** open-sourced on **[**GitHub**](https://github.com/ant-intl/AMP),
with source code, developer SDKs, and related technical documentation available 
to global developers, AI platforms, wallets, acquirers, and financial institutions.

**Agents as Trusted Actors across Markets and Payment Rails**

"AMP has been created to enable agents to enter existing mobile payment systems 
as trusted actors. We are inspired to see how, a few months into its launch, more
and more wallets and payment partners are accelerating their AI strategy by bringing
this exciting capability to users in the real world," said **Jiang-Ming Yang, Chief
Innovation Officer at Ant International**.

**Key features** of the Agentic Mobile Protocol include:

 ◦ **End-to-end agentic transactions across devices**: No need to switch apps or
   change payment habits across mobile interfaces like smartphones and AR glasses.
 ◦ **Faster agent integration **cuts steps required to link a payment agent to a
   wallet by 50%.
 ◦ **Clear boundaries of permissions** for users to authorise the task, not hand
   over the account, with real-time visibility and control of agents.
 ◦ **Full-spectrum Know-Your-Agent (KYA) Framework **establishes an agent’s digital
   identity and certifies its authorised capabilities, with Agent Trust Rating controlling
   levels of autonomy for agents.
 ◦ **AgentSafePay **provides money-back guarantee for merchants against agentic-
   specific risks.
 ◦ **A high-frequency nano-grade agent-to-agent (A2A) settlement mechanism** enables
   automated, ultra-small transactions as tiny as $0.000001 between AI agents.

"Meanwhile, agentic commerce will only have a real path to mass adoption when supported
with a deep foundation of trust. While AMP continues to invest in our own security
solutions like AgentSafePay, we are also committed more than ever to strengthening
collaboration with card networks, policy leaders like MAS and other stakeholders
on new accountability mechanisms, to ensure all agentic transactions are protected
by our collaborative agent identity and authorisation capabilities across markets
and rails," said Yang.

**Partner quotes** 

**Adyen**: "The promise of agentic commerce relies on open, interoperable systems
that allow trusted agents to move seamlessly across networks. Adyen is pleased to
collaborate with Ant International in building this foundation, helping our enterprise
customers experiment and scale as the global agentic ecosystem takes shape." – Karan
Katyal, Global Head of Agentic Commerce at Adyen.

**Checkout.com**: "Agentic commerce is a channel expansion, similar to how mobile
was, and to date it’s been largely card-based. AMP extends this to the wallets where
billions of consumers already transact, across many more markets. At Checkout.com
we’re supporting that expansion for our merchants, allowing a consumer buying through
an AI surface like Gemini or ChatGPT to pay with Alipay+ just as they would anywhere
else." – Brian Sze, General Manager of Asia Pacific at Checkout.com.

**DANA**: "Agentic commerce could make buying feel almost effortless — where users
express intent and intelligent agents handle the complexity. But the more autonomy
we give machines, the more intentional we must be about trust, guardrails, and accountability."–
Darrick Rochili, Chief Innovation Officer at DANA.

**Fiserv: **"The next chapter of commerce will be defined by how seamlessly AI agents
can connect consumers, merchants, financial institutions and platforms. That opportunity
requires open standards that help foster trust, interoperability and greater consumer
choice and control across the ecosystem. We believe initiatives like AMP can help
accelerate innovation while allowing businesses to leverage the payment and banking
relationships consumers already rely on every day." – Lia Cao, Chief Revenue Officer,
Enterprise and Platform Clients, Merchant Solutions, at Fiserv.

**Global Payments**: "The success of agentic commerce will depend on trust, interoperability
and ease of adoption. With our scale and deep relationships across the commerce 
ecosystem, Global Payments is helping merchants embrace the next generation of digital
commerce, including supporting initiatives like AMP that advance agentic commerce
and bring the promise of this technology into the mainstream." – Cindy Turner, Chief
Product Officer at Global Payments.

**MPay**: "MPay is honored to be among the first digital wallets around the world
to support Ant International’s AMP. AI agents are changing how users access services
and complete transactions, and payments are a key link in bringing AI into real-
world business environments. As an international city of tourism, Macao has a unique
advantage in its ability to unite local life, cross-border consumption, and global
services. Macau Pass will continue to embrace pioneering technologies and steer 
the deep integration of AI, payments, and local businesses to bring more innovative
services to Macao first, helping Macao’s digital lifestyle, smart city development,
and commercial services connect with the broader international ecosystem." – Gavin
Zhao, President and Chief Product & Technology Officer at Macau Pass Group.

**Nuvei: **"Nuvei connects businesses to payment methods and consumers across more
than 200 markets through a single platform. As commerce shifts towards agentic purchasing,
Nuvei is extending that connectivity to help merchants engage with AI agents across
an open and interoperable ecosystem. Merchants don’t need another payment silo, 
they need one connection to every agent that comes to them. That’s what we’re building
with Nuvei Agentic, and supporting open protocols like AMP is how it connects merchants
to the preferred ways consumers choose to pay." — Phil Fayer, Chair and CEO of Nuvei.

**Starryblu**: "As an AI‑powered payment offering under Alipay+, AMP effectively
addresses user pain points and supports integration with major Agent platforms. 
It stands out as the world‑leading solution in terms of payment capabilities, security
and user‑friendliness. Starryblu has a large base of AI‑driven paying users, making
our two sides a highly aligned match. We look forward to jointly delivering real‑
world value and an optimal experience for end users." – Eric Zeng, Cofounder and
President at Starryblu.

**TNG eWallet:** "Agentic commerce has the potential to make everyday transactions
simpler by helping users move from intent to payment with fewer steps. Through our
participation in AMP, TNG Digital is exploring how this technology could support
more convenient experiences within TNG eWallet. Our priority is that any future 
capability is introduced responsibly, with clear user authorisation, strong safeguards
and transparency throughout the journey. This reflects our open platform strategy
and our ambition for TNG eWallet to be a trusted everyday digital companion for 
Malaysians," said Alan Ni, Chief Executive Officer of TNG Digital, the operator 
of TNG eWallet.

**TrueMoney**: "Digital payments are already deeply embedded in the everyday lives
of Thai consumers. The next step is to make these experiences even more seamless
and intelligent. Through our partnership with Ant International, we see an opportunity
to explore how agentic AI could simplify the entire purchase journey, from discovering
and comparing options to completing payment through the payment methods consumers
already know and trust. Importantly, users should remain in control of what the 
agent is authorised to do. We look forward to exploring how technologies such as
AMP could make digital commerce simpler, smarter, and more accessible in everyday
life." – Koravut Pavitpok, Group Head of Strategy & Transformation at TrueMoney.

**Worldline: **"Agent-initiated payments need two things to work at scale: infrastructure
that can verify who is paying and what they are authorised to do, and merchants 
who can accept those payments without rebuilding everything. Worldline does both.
By supporting Ant International’s Agentic Mobile Protocol (AMP) across our Alipay
+ integration, Worldline enables merchants to accept agent-initiated transactions
seamlessly through the mobile wallets their customers already use. That means merchants
can capture new agentic commerce flows securely and simply — without added operational
complexity and without the need to integrate separate systems." – Gertjan Dewaele,
VP Product & Technology at Worldline.

**About Ant International**

Ant International is a leading global digital payment, digitisation and FinAI solutions
provider. Through collaboration across the private and public sectors, our unified
techfin platform supports financial institutions and merchants of all sizes to achieve
inclusive growth through a comprehensive range of cutting-edge digital payment and
financial services solutions. To learn more, please visit [https://www.ant-intl.com/](https://www.ant-intl.com/).

**BACKGROUNDER**

**AMP: An Open Payment Protocol for the Agentic Commerce Era**

**_How should agents pay? From "find it for me" to "buy it for me" in end-to-end
task_**

From search, comparison, and decision-making to payment, users no longer need to
switch repeatedly between AI, wallets, and merchant apps.

A traveler shares necessary information with an AI assistant for a hotel booking—
specifying the destination, dates, budget, and preferences. Then the agent automatically
searches for hotels, compares options, makes recommendations, and, once authorized
by the user, completes payment through the user’s existing wallet.

AMP enables AI to move from finding the right product to closing the purchase in
an end-to-end closed cycle. Users continue with their familiar digital wallets and
payment accounts, without having to create new accounts, re-link bank cards, or 
learning new payment methods. AMP reduces the steps needed for agent-wallet linkage
by up to 50%, reducing the back-and-forth switching between AI and payment interfaces.
Once authorized, the AI agent directly invokes existing payment capabilities to 
complete the transaction.

**_What is the agent permitted to do? Users authorize a task, Not hand over the 
account_**

Traditional payment set-up focuses on "can this payment go through?"  With agentic
payment, what exactly the agent is permitted to do becomes critical.

The choice is not between "doing everything themselves" and "handing their account
entirely to the AI."

Under AMP, users retain ultimate control with agent delegation. The simple payment
authorization is extended to full task authorization. Users set clear boundaries
for a task, they specify what the agent is to accomplish, what the budget is, and
which conditions must be met — with the ability to review, modify, or revoke the
task at any time.

For example, a hotel booking budgeted for US$300 or less, specific dates only, a
rating of 4.5 or above, only a designated wallet, with re-confirmation if the final
price goes over. These conditions follow the task into the execution and payment
process, ensuring the agent’s behavior consistently aligns with the user’s original
intent.

**_Who Is paying on my behalf?: KYA and interoperable trust frameworks_**

As more AI agents can act on behalf of users, confirming account identity alone 
is no longer enough. Users also need to know: who is the agent executing this payment
on my behalf? Who authorized it? Does it have the appropriate identity and capabilities
to complete this task? AMP uses the Know-Your-Agent (KYA) framework to provide agents
with verifiable identity and related capability information.

For users, the value of KYA is not adding a new identity verification step. Rather,
it enables different AI services and payment systems to consistently answer several
key questions: Who is this agent? Who authorized it? What is it permitted to do 
on behalf of the user? This is also a critical foundation for agent payments to 
earn user trust and achieve scaled adoption.

**_AgentSafePay with money-back guarantee against agent-specific risks_**

Even when an agent has verified identity and user authorization, agent payments 
can still introduce new risks unfamiliar to traditional payment. LLMs may experience
hallucinations or misinterpret user requirements. Intent deviation might disrupt
multi-step task execution, when the agent’s final transaction diverges from what
the user originally authorized.

To address new risks arising from autonomous agent execution, Ant International 
provides AgentSafePay protection for all AMP-based transactions with money-back 
guarantee. With integrated identity verification, task authorization, and transaction
protection, users may enjoy the convenience of automated AI task completion without
additional transaction risks.

**_Settlement mechanism designed for high-frequency, nano-scale A2A transactions_**

The AMP’s high-frequency agent-to-agent (A2A) settlement mechanism is capable of
handling nano-transactions as small as $0.000001 between agents with real-time accounting
and clearing. A2A settlement is crucial to agentic economy, which requires the capacity
to process high-frequency, sub-cent agent transactions that traditional payment 
rails cannot support.

**_An Open Protocol — Expanding Collaboration on Agent Trust Ecosystem_**

AMP was designed from the start as an open protocol. It is now open-sourced on [GitHub](https://github.com/ant-intl/AMP),
with source code, developer SDKs, and related technical documentation available 
to global developers, AI platforms, wallets, acquirers, and financial institutions.

Ant International welcomes global developers and industry partners to work together
on the AMP and contribute technology, use cases, and standards practices — advancing
agent payments from a single-platform capability toward a cross-ecosystem, interoperable
industry infrastructure.

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  |  This article was produced by Cision PR Newswire, our trusted news partner. The views expressed and the content presented here are solely those of the author and may not fully reflect the opinions of Thailand Business News. |

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