# Expanding infrastructure for the age of AI commerce: Ant International connects over 150 million merchants with more than 2 billion consumers

- Link: https://www.thailand-business-news.com/pr-news/expanding-infrastructure-for-the-age-of-ai-commerce-ant-international-connects-over-150-million-merchants-with-more-than-2-billion-consumers-2
- Published: 2026-04-30T14:11:00+07:00
- Author: PR Newswire

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 ◦ New strategy highlights synergy among Global Payment, Global Account and Inclusive
   and Embedded Finance services built on progress in AI and interoperability.
 ◦ As a foundation to the business, Ant International’s global payment services 
   support over 300 payment methods, including more than 10 national QR systems 
   and 50 digital wallets and bank apps, and exceed 20 million daily transactions
   on average.

KUALA LUMPUR, Malaysia, April 30, 2026 /PRNewswire/ — Ant International now connects
over 150 million global merchants with more than 2 billion user accounts globally,
the company disclosed at its flagship MoMents 2026 fintech executive forum in Kuala
Lumpur, Malaysia.

[⌊Ant International CEO Peng Yang shares the company's global strategy for the era
of AI commerce⌉⌊Ant International CEO Peng Yang shares the company's global strategy
for the era of AI commerce⌉[
Ant International CEO Peng Yang shares the company’s
global strategy for the era of AI commerce

Ant International is a leading global digital payment, digitisation and financial
technology provider. The company now supports 300+ payment methods in over 220 markets,
including all card schemes, 50 mobile payment partners and more than 10 national
QR systems, including Singapore’s SGQR, Malaysia’s DuitNow, South Korea’s ZeroPay,
Thailand’s PromptPay, Indonesia’s QRIS, Sri Lanka’s LankaPay, and more. It recently
onboarded more leading global e-wallets and bank apps such as iFAST Global Bank 
from the UK, KBank and SCB from Thailand, barq from Saudi Arabia and ShopeePay from
Southeast Asia.

With an average of over 20 million transactions daily, Ant International is building
broader market reach through new licenses and partnerships in Asia, Latin America
and EMEA. In Vietnam, it partners with NAPAS and Vietcombank to roll out cross-border
QR payment service, and is also working with the Ho Chi Minh City government on 
the development of an international financial centre. In Latin America, it formed
a strategic partnership with Mexican fintech company R2 in late 2025, supporting
the expansion of SME lending across the region. In the Middle East, Ant International
collaborates with the Saudi Central Bank (SAMA) and national payment network mada,
with plans to introduce Alipay+ cross-border QR payments in 2026. Its recent initiatives
also include plans to roll out Islamic finance programs in Southeast Asia and other
emerging markets.

While serving businesses in their global expansion, Ant International also ranks
in first place in terms of the number of global accounts it has been managing for
businesses, particularly SMEs, engaged in cross-border commerce.

"New models of financial interoperability and AI commerce give us powerful tools
to help global giants as well as mom-and-pop shops to increase resilience and expand
revenue streams," said **Peng Yang, CEO, Ant International**. "A broader and deeper
network means we can work with more partners on more levels to deliver more innovative,
trusted, and high ROI fintech solutions in the world’s fastest growing markets."

**Layered solutions for enterprises, SMEs and emerging markets to achieve inclusive
growth**

Yang underlined a strategy to combine the forces of its four main businesses – Alipay
+, Antom, Bettr and WorldFirst – to offer more connected growth solutions for businesses
of all sizes.

 ◦ **Global payment: **Making payments a growth engine for businesses of all sizes
   to thrive in the global digital economy.
 ◦ **Global account**: Enabling AI-powered borderless global accounts for businesses
   of all sizes, and serving as the ticket to digital trade and commerce. This makes‘
   born global’ a reality for all businesses from day one.
 ◦ **Strategic value boosters**: Leveraging innovation and technology to deliver
   embedded financing, credit and treasury solutions that power inclusive growth.
 ◦ **Innovation and technology leadership**: Grounded in extensive expertise in 
   supporting global payments and businesses of all sizes, Ant International’s leading
   AI and blockchain solutions are co-developed with customers, partners and regulators
   to deliver real impact while ensuring security and compliance.

**Go-to-market FinAI solutions for real-world problem solving**

Working with top LLMs, card schemes and other fintechs, Ant International builds
out FinAI capacities and solutions for merchants and financial institutions to tackle
real-world growth and security challenges. Key examples include:

_Agentic Mobile Protocol (AMP)_ 

At MoMents 2026, Ant International has introduced the open-sourced AMP – the world’s
first agentic payment framework designed for mobile interfaces – to help drive AI
commerce. The protocol enables secure, AIOps-native agentic payment connection to
mobile services including digital wallets, banking apps, super apps, and mobile 
portals from phones to wearable devices.

_AI-as-a-Service Platform_ 

Ant International’s AI-as-a-Service platform GenAI Cockpit equips fintech partners
with tools to build a wide range of agentic solutions, from customer-service assistants
to sales copilots. Malaysia’s leading e-wallet TNG eWallet, and easypaisa, Pakistan’s
first digital bank, are using the platform to deliver better customer experiences
with AI.

_AI SHIELD_

Ant International’s 3-in-1 risk management transformer maintains trust in the ecosystem
by providing a robust security layer underpinning all transactions processed by 
the company. The model is supported by over 7 billion parameters, and combines graph,
sequential and tabular data to identify high-risk transactions with over 95% precision,
while improving payment success rates by up to 13.5%.

_Falcon TST AI FX model_

The industry-first MoE-based AI FX model makes long-term forecasts with prediction
accuracy of up to 93%, leveraging over 8.5 billion parameters. Deployed internally
at Ant International to manage cashflow and FX exposure on an hourly, daily and 
weekly basis, Falcon TST has helped to cut the company’s FX costs by up to 60%. 
The model was open-sourced in 2025 to expand access to its capabilities and invite
collaboration to advance time-series learning.

_EPOS360_

A pioneering AI-powered SME app, EPOS360 integrates practical AI tools with POS 
system, payments, banking, financing and growth operations for small businesses.
The suite of AI-powered tools and payment capabilities was launched in Singapore,
and is also available to merchants in Malaysia as a mini-programme via TNG eWallet.

_Antom Copilot_

Antom Copilot provides automation and assistance for merchants based on learnings
from real-world cases, improving efficiency of services such as chargeback dispute
handling by up to 46%. Within a year of its launch, 72% of Antom-onboarded merchants
completed self-service payment integration with the copilot.

At the MoMents 2026 fintech executive forum held in Kuala Lumpur, Malaysia, executives
from global payment networks, banks, fintechs, tech companies, and governors came
together to discuss the future of financial services in the era of AI commerce. 
Conversations focused on new forms of payment transformation, multi-layer global
interoperability, super app evolution with AI-native tech, innovation of Islamic
financing and initiatives around trust and security.

Ant International launched its Digital Business Center in Kuala Lumpur in 2024. 

**About Ant International**

Ant International is a leading global digital payment, digitisation and financial
technology provider. Through collaboration across the private and public sectors,
our unified techfin platform supports financial institutions and merchants of all
sizes to achieve inclusive growth through a comprehensive range of cutting-edge 
digital payment and financial services solutions. To learn more, please visit [https://www.ant-intl.com/](https://www.ant-intl.com/)

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