# Fundivi Announces Updated Business Funding Eligibility With No Minimum Credit Score

- Link: https://www.thailand-business-news.com/pr-news/fundivi-announces-updated-business-funding-eligibility-with-no-minimum-credit-score
- Published: 2026-10-27T18:14:00+07:00
- Author: MarketersMEDIA Newswire

_The updated criteria support nationwide funding applications from businesses at
different growth stages, subject to operating history, revenue, cash flow and underwriting
requirements._

Brooklyn, New York, October 27, 2026 — Fundivi announced an updated eligibility 
standard for business funding applicants nationwide, effective October 26, 2026,
removing any minimum personal credit score requirement from its review process. 
The update applies to businesses across the United States that have been operating
for at least six months, generate an average of $20,000 in monthly revenue and maintain
positive cash flow.

The revised criteria cover businesses at different stages of growth, from those 
building an operating record beyond their first six months to established businesses
planning their next investment. The standard applies across credit profiles, from
business owners who have experienced past credit difficulties to those with strong
personal credit, with each applicant evaluated under the same baseline operating
history, revenue and cash-flow requirements. Fundivi’s working-capital options support
needs such as payroll, inventory and marketing.

Under the updated standard, applicants submit a single application through Fundivi’s
hybrid funding model, which combines direct funding with an extensive nationwide
network of commercial lending partners. The combined direct-funding and partner-
network model provides potential approval capability of up to 90% of applicants 
across credit profiles. This figure describes potential approval capability, not
a historical approval rate or a guarantee of funding for an individual applicant.
Applicants can review the standard and submit an application directly through [fundivi](https://www.fundivi.com).
Time in business, average monthly revenue and positive cash flow remain baseline
requirements, and the absence of a minimum credit score does not guarantee approval.
Applications remain subject to underwriting, and final terms vary by product.

Past defaults and poor personal credit history do not automatically disqualify an
applicant under the updated standard. Fundivi’s underwriting looks at how a business
is performing currently, including its cash flow and revenue trend, alongside credit
information gathered during the review. Across credit profiles, Fundivi’s objective
is to offer competitive rates and terms, with the specific offer an applicant receives
depending on their qualifications, the product selected and underwriting results.
Approved applicants may be eligible for same-day funding, with timing dependent 
on the product and the terms of approval.

Fundivi makes an underwriting engine, a loan matching tool and a cost calculator
available to business owners evaluating their options. The underwriting engine allows
an owner to see where a business stands before applying, the loan matching tool 
identifies funding products suited to a business profile, and the cost calculator
helps an owner evaluate financing costs before making a decision. Owners comparing
options can also find information on [business lenders](https://www.businessloansiq.com/best-rated-lenders/)
and [business loan companies](https://www.businessloanscompanies.com/best-business-loan-companies/)
as part of their research.

“Removing the minimum credit score from our review lets more business owners see
where they actually stand based on how their business is performing today,” said
Steven Kay, Business Advisor at Fundivi. “Six months in business, $20,000 in average
monthly revenue and positive cash flow remain the starting point, and our tools 
let an owner check those numbers against their own business before they apply.”

About Fundivi

Fundivi provides business capital solutions nationwide, including business loans
and revenue-based financing, directly and through a network of vetted funding providers.
Its platform evaluates cash flow, operating history, credit and funding needs to
match businesses with financing structures. Fundivi also offers online underwriting,
product-matching and cost-calculation resources. Funding offers remain subject to
prequalification and underwriting, with rates and terms varying by borrower qualifications.

Contact Info: 
Name: Steven KayEmail: [Send Email](https://send.releasecontact.com/89207504)
Organization: fundiviWebsite: [https://www.fundivi.com](https://www.fundivi.com)

Release ID: 89207504

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**Source** : [Fundivi Announces Updated Business Funding Eligibility With No Minimum Credit Score](https://news.marketersmedia.com/fundivi-announces-updated-business-funding-eligibility-with-no-minimum-credit-score/89207504?rand=206000)

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