# PhotonPay Secures UK EMI Licence, Advancing Its Global Payment Operating System

- Link: https://www.thailand-business-news.com/pr-news/photonpay-secures-uk-emi-licence-advancing-its-global-payment-operating-system
- Published: 2026-10-17T08:00:00+07:00
- Author: PR Newswire

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HONG KONG, Oct. 17, 2026 /PRNewswire/ — PhotonPay, a next-generation payment operating
system, today announced that it has secured an Electronic Money Institution (EMI)
licence from the UK Financial Conduct Authority (FCA).

[⌊PhotonPay has secured an Electronic Money Institution (EMI) licence from the UK
Financial Conduct Authority (FCA).⌉⌊PhotonPay has secured an Electronic Money Institution(
EMI) licence from the UK Financial Conduct Authority (FCA).⌉[
PhotonPay has secured
an Electronic Money Institution (EMI) licence from the UK Financial Conduct Authority(
FCA).

The licence enables PhotonPay to issue electronic money and provide regulated payment
services in the UK within the scope of its authorisation. It further strengthens
PhotonPay’s local capabilities in the market and supports the company in delivering
broader payment and treasury solutions for businesses operating globally.

The UK is one of the world’s leading financial and commercial hubs, and an important
gateway for businesses operating across Europe and international markets. As companies
expand into more countries and regions, their financial needs are evolving beyond
individual cross-border transactions toward more integrated management of accounts,
collections, payouts, foreign exchange, cards and treasury operations.

For PhotonPay, entering a market means more than making products and services available.
It requires building a local financial foundation that meets regulatory requirements
and can support businesses over the long term. The EMI licence further strengthens
PhotonPay’s position in the UK and provides an important foundation for deeper connectivity
with local banks, payment networks and the broader financial ecosystem.

JP, Global Head of Compliance at PhotonPay, said:

"Securing our UK EMI licence marks an important milestone in the continued expansion
of PhotonPay’s global regulatory footprint. Building a global payment operating 
system requires strong local regulatory foundations. This authorisation strengthens
our ability to build for the long term in the UK, while supporting our continued
expansion across more markets, currencies and payment networks. Ultimately, it enables
us to deliver a more complete and efficient payment and treasury experience for 
businesses operating globally."

As businesses expand internationally, the financial infrastructure behind their 
operations remains highly fragmented. Different markets operate across distinct 
account structures, payment networks, currencies and regulatory frameworks, often
requiring businesses to manage multiple financial institutions, payment providers
and systems at the same time.

PhotonPay is building its next-generation payment operating system around this complexity.
Through a unified technology platform, the company connects local financial capabilities
across markets, enabling businesses to manage global accounts, collections, payouts,
foreign exchange, cards and embedded finance more centrally while reducing the operational
complexity created by multiple markets, currencies and systems.

Real commerce is the foundation of this operating system. By continuously expanding
its regulatory coverage, banking relationships, payment networks and underlying 
technology infrastructure, PhotonPay aims to ensure that financial infrastructure
can scale alongside a business as it enters new markets and grows internationally.

Since its founding, PhotonPay has continued to expand its global regulatory and 
local market capabilities through entities across major financial markets. Today,
PhotonPay has secured nearly 30 payment licences and related regulatory authorisations
worldwide, supporting capabilities across global accounts, collections, payouts,
foreign exchange, cards and embedded finance.

The UK EMI licence represents another step in the continued development of PhotonPay’s
global regulatory network. Looking ahead, PhotonPay will continue to deepen its 
local regulatory and financial capabilities in key markets, connect more markets,
currencies and payment networks, and advance the development of its next-generation
global payment operating system.

**About PhotonPay**

[_PhotonPay _](https://www.photonpay.com/?utm_source=prn&utm_medium=social&utm_campaign=emi-license&utm_term=26-10-16)
_is a next-generation payment operating system designed for businesses operating
globally. Across global accounts, collections, payouts, foreign exchange, cards 
and embedded finance, PhotonPay connects banks, payment networks and local financial
infrastructure to help businesses manage global money movement more efficiently 
and expand into new markets with greater operational simplicity._

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  |  This article was produced by Cision PR Newswire, our trusted news partner. The views expressed and the content presented here are solely those of the author and may not fully reflect the opinions of Thailand Business News. |

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