# Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth

- Link: https://www.thailand-business-news.com/pr-news/yiren-digital-releases-2025-esg-report-advancing-responsible-ai-and-sustainable-growth
- Published: 2026-07-30T17:00:00+07:00
- Author: PR Newswire

BEIJING, July 30, 2026 /PRNewswire/ — Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital"
or the "Company"), a leading company specializing in financial technology and artificial
intelligence innovation across multiple industries in China and global markets, 
today announced the publication of its 2025 Environmental, Social and Governance("
ESG") Report, the Company’s third annual ESG report.

Covering the year ended December 31, 2025, the report provides a comprehensive overview
of Yiren Digital’s progress across ESG governance, responsible innovation, inclusive
financial services, low-carbon operations, employee development and community engagement.

"Sustainability is increasingly embedded in how we innovate, govern our business
and serve our customers," said Mr. Ning Tang, Chairman and Chief Executive Officer
of Yiren Digital. "In 2025, we continued to strengthen AI governance, expand inclusive
and green finance, and invest in our environment, people and communities. As we 
advance our ‘All-in-AI’ strategy, we will continue to pair technological development
with responsible practices that create durable value for our customers, employees,
partners and shareholders."

The report was prepared with reference to the Global Reporting Initiative (GRI) 
Standards and benchmarked against the United Nations Sustainable Development Goals(
UN SDGs).

**Key Highlights from the 2025 ESG Report**

**Responsible AI and governance: **In 2025, Yiren Digital advanced its AI model 
capabilities while tightening control over how those models are built and used. 
Its proprietary Zhiyu and Yizhi large language models completed the applicable regulatory
filing process, and its MagiCube Agent Platform was upgraded to version 2.0 and 
expanded across six core operating areas. The Company also strengthened responsible
AI controls through lifecycle model monitoring, restricted access to sensitive facial-
and voice-recognition features, implemented human review in applicable risk-management
scenarios, and created traceable records for AI-generated content and AI-driven 
decisions. Oversight sits within a newly established, three-tier ESG governance 
structure comprising the Board-level ESG Committee, Company management and an ESG
working group. Female directors represented 28% of the Board, and business ethics
training covered 100% of Board members and employees.

**Inclusive and green finance: **The Company maintained its focus on underserved
borrowers and environmentally-conscious businesses. It facilitated RMB19.46 billion
in unsecured credit loans for over 596,500 small business owners across more than
10 categories, including RMB2.70 billion in credit loans for more than 80,000 female
business owners and RMB650 million for 17,400 agricultural business owners. The 
Company also facilitated RMB214 million in loans for 4,399 business owners in energy-
efficiency-related industries and RMB41.01 million for 891 business owners in environmental
protection monitoring.

**Environmental and community responsibility: **Beyond its core business, Yiren 
Digital worked to reduce its environmental footprint and widen its contribution 
to underserved communities. On operations, the Company’s Beijing headquarters holds
LEED Platinum certification, 100% of its servers, network equipment and office electronics
met green environmental protection standards, and total greenhouse gas emissions
fell 6% year over year, continuing a multi-year decline. On the community front,
the Company’s Taihua Campus rural revitalization program, run jointly with the CreditEase
Foundation, has built 52 campuses across five provinces and reached more than 75,000
rural children since inception, with 85 teachers and nearly 17,500 rural students
supported in 2025 alone. Also, in response to the July 2025 flooding in Beijing’s
Miyun District, Yiren Digital and the Beijing CreditEase Foundation contributed 
RMB200,000 toward emergency supplies, road repairs and home rebuilding for affected
residents.

The report underscores Yiren Digital’s growing contributions to responsible AI development
and innovation, financial inclusion, environmental protection and social impact.
The Company remains dedicated to promoting sustainability and strengthening ESG 
management and disclosure while advancing its AI-native strategy.

To view Yiren Digital’s full 2025 ESG Report, please visit: [https://ir.yiren.com/ESG-Reports](https://ir.yiren.com/ESG-Reports).

**About Yiren Digital**

Yiren Digital Ltd. is a leading company specializing in financial technology and
artificial intelligence innovation across multiple industries in China and global
markets. The Company leverages advanced artificial intelligence and emerging technologies
to enhance customer experience, optimize capital efficiency, and expand financial
inclusion. Following the regulatory filing of its in-house developed Large Language
Model _Zhiyu_, and the significant enhancement of its _MagiCube_ Agent platform,
Yiren Digital is establishing a new growth engine to accelerate its evolution into
an AI-native, multi-industry operating platform extending beyond traditional financial
services. For more information, please visit [https://ir.yiren.com](https://ir.yiren.com/).

**Safe Harbor Statement**

This press release contains forward-looking statements. These statements are made
under the "safe harbor" provisions of the U.S. Private Securities Litigation Reform
Act of 1995. These forward-looking statements can be identified by terminology such
as "aim," "anticipate," "believe," "estimate," "expect," "hope," "going forward,""
intend," "ought to," "plan," "project," "potential," "seek," "may," "might," "can,""
could," "will," "would," "shall," "should," "is likely to" and the negative form
of these words and other similar expressions. This press release contains forward-
looking statements within the meaning of Section 21E of the Securities Exchange 
Act of 1934, as amended, and as defined in the U.S. Private Securities Litigation
Reform Act of 1995. These statements can be identified by terminology such as "will,""
expects," "anticipates," "future," "intends," "plans," "believes," "estimates," "
target," "confident," and similar expressions. Forward-looking statements are based
on management’s current expectations, assumptions, and assessments of current market
and operating conditions. These statements involve inherent risks, uncertainties,
and other factors, many of which are outside the control of the Company, and which
could cause actual results to differ materially from those expressed or implied 
in such statements. Actual results may differ materially from those expressed or
implied in forward-looking statements due to a variety of factors and other risks
described in the Company’s filings with the U.S. Securities and Exchange Commission.
All forward-looking statements speak only as of the date of this press release. 
The Company undertakes no, and expressly disclaims any, obligation to update or 
revise any forward-looking statements, whether as a result of new information, future
events, or otherwise, except as required under applicable law.

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